Posted on: June 11, 2026

Illinois Motorcycle Laws: How They Affect Your Injury Claim
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Motorcycle accidents can result in injuries that are categorically different from those in other vehicle collisions. Without the protective shell of a car, riders’ bodies are subjected to the full force of impact of the vehicle they collide with, and most often a secondary impact with the pavement after being ejected from their motorcycle. If you’ve been injured in a Joliet motorcycle accident or anywhere in Will County, the legal framework governing your claim is shaped by Illinois motorcycle laws that both protect and complicate your rights. Understanding how these statutes interact with your injury case isn’t optional. It’s the difference between a full recovery and a reduced or denied claim.

Contact Michael J. Lichner for a free consultation. Call 815-258-7877 to discuss your case. There’s no fee unless we win.

Key Illinois motorcycle statutes that affect your claim

Illinois is one of only three states without a universal helmet law for adult riders. In fact, Illinois law specifically prohibits local governments, including home-rule units, from enacting ordinances that require motorcycle riders to wear protective headgear. While that’s the law in Illinois, the absence of a helmet law doesn’t prevent defense counsel from trying to blame the motorcycle rider for not wearing one.

What Illinois does require is eye protection. Under 625 ILCS 5/11-1404, every motorcycle rider must wear approved protective eye devices unless the motorcycle is equipped with a transparent shield that extends above the rider’s eyes. Contact lenses don’t count.

If you’ve lived in or spent any time in California, then you know that motorcycles can lane split in that state. However, in Illinois lane splitting is prohibited. Under 625 ILCS 5/11-709, vehicles must be driven “as nearly as practicable entirely within a single lane” and cannot change lanes until the driver confirms the movement can be made safely. Additionally, 625 ILCS 5/11-703(c) specifically provides that drivers of two-wheeled vehicles may not pass on the left of any vehicle going the same direction unless there’s an unobstructed lane available. If you were lane splitting at the time of a crash, expect the defense to use it as evidence of your contributory fault.

Licensing matters too. Under 625 ILCS 5/6-103, a rider under 18 must complete an approved motorcycle training course through the Illinois Department of Transportation. Adults need a valid Class M license endorsement. Riding without proper licensure doesn’t eliminate your right to compensation, but it gives insurers another argument to try to reduce your claim.

The helmet defense: how insurers use it against you

Here’s where many riders get caught off guard. Illinois doesn’t require adult riders to wear a helmet, so you’d think not wearing one cannot be held against you. In practice, it’s more complicated than that.

Defense attorneys and insurance adjusters routinely argue that a rider’s failure to wear a helmet contributed to the severity of their injuries, particularly in cases involving traumatic brain injuries or facial trauma. The legal theory isn’t that you broke the law. Instead, they argue you failed to mitigate your own damages. This is a damages argument, not a liability argument, and that distinction matters.

In a motorcycle accident claim in Illinois, a defense attorney may retain a biomechanical or medical expert to testify that a helmet would have lessened the severity of head injuries. If the jury finds that argument persuasive, it can reduce the amount of compensation you receive, even though you had every legal right to ride without a helmet.

This is why having an attorney who understands motorcycle-specific legal issues isn’t a luxury. It’s a necessity. Attorney Michael J. Lichner analyzes these defense strategies and develops counter-arguments grounded in medical evidence and accident reconstruction data.

How Illinois comparative negligence applies to motorcycle claims

Under 735 ILCS 5/2-1116, a plaintiff in Illinois is barred from recovering damages if the trier of fact finds that their contributory fault is more than 50% of the proximate cause of the injury. If the plaintiff’s fault is 50% or less, they can still recover, but damages are reduced in proportion to the fault attributed to them.

For motorcycle riders, this rule is both an opportunity and a threat. Illinois is a modified comparative negligence jurisdiction. Insurance companies know that juries sometimes carry a bias against motorcyclists. They’ll argue that speeding, improper lane positioning, or lack of protective gear pushed your fault above that critical 50% threshold. Once they succeed, your claim is worth zero.

Defending against inflated fault allocations requires experience, thorough investigation, and often considerable cost associated with retaining qualified experts. Attorney Lichner and his team at LiSi Law, LLC have the resources to retain accident reconstruction professionals, obtain surveillance footage, and analyze black box data from commercial vehicles to establish what actually happened and who was at fault.

Common causes of motorcycle accidents in Will County and Northern Illinois

Motorcycle collisions along routes in Joliet, Plainfield, Bolingbrook, and throughout Will County tend to follow recognizable patterns.

Left-turn collisions. A driver turns left across oncoming traffic and strikes a motorcycle they didn’t see (or misjudged its speed). This is one of the most common and most dangerous motorcycle accident scenarios. It often results in catastrophic injuries to the motorcyclist or death.

Unsafe lane changes. A car or truck changes lanes without checking blind spots, where motorcycles are frequently obscured.

Road hazards. Potholes, loose gravel, uneven pavement, and debris that a car would drive over can send a motorcycle out of control. Municipal liability may apply depending on the circumstances.

Driver inattention and distraction. Texting, phone use, and general failure to watch for motorcycles remain leading contributors to collisions.

Each of these scenarios raises distinct liability questions. Building a strong motorcycle accident claim in Illinois requires identifying the specific negligence that caused the crash and connecting it to your damages through evidence.

Damages available in motorcycle injury cases

Motorcycle accidents frequently produce severe injuries, such as road rash, fractures, spinal cord damage, and traumatic brain injuries, that carry significant long-term costs. In an Illinois motorcycle injury claim, you may recover:

Economic damages: Medical bills (past and future), lost wages, reduced earning capacity, rehabilitation costs, and necessary modifications to your home or vehicle.

Non-economic damages: Pain and suffering, emotional distress, loss of enjoyment of life, and disfigurement.

Illinois does not cap damages in personal injury cases. In wrongful death cases, surviving family members may pursue additional claims for loss of consortium and financial support.

Call 815-258-7877 to discuss what your motorcycle injury case may be worth. Your consultation is free.

Don’t miss Illinois’s two-year filing deadline

Illinois civil statutes of limitations set a two-year limit for personal injury claims, and the clock generally starts running when the injury occurs. Under 735 ILCS 5/13-202, if you miss this deadline, the court will almost certainly dismiss your case with prejudice (forever) regardless of how strong the underlying facts are.

Two years can feel like a long time, but critical evidence, such as surveillance footage, witness recollections, and vehicle electronic data, is lost, overwritten, or, at best, fades over time. The sooner an investigation begins, the stronger your case will be.

Talk to an experienced motorcycle injury lawyer in Joliet

Illinois motorcycle laws create both protections and pitfalls for injured riders. From the helmet defense to comparative fault allocation, the legal issues in motorcycle cases require an attorney who understands how these arguments play out in practice.

Recognized as a Top 100 National Trial Lawyer, Michael J. Lichner has spent over a decade and a half representing individuals injured by negligence throughout Will County, DuPage County, Cook County, and the Northern Illinois collar counties. As part of LiSi Law, LLC, he has the resources and infrastructure to take on insurance companies and build cases designed to withstand scrutiny.

Contact Michael J. Lichner for a free consultation. Call 815-258-7877 today. There’s no fee unless we recover compensation for your injuries.

Have Any Questions?

We know that you have important questions when you’re looking for an attorney. We’re always here to answer questions. There’s no cost or obligation to talk to our legal team. Learn more about your case and our legal services. Please contact us!
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How do I know if I have a case?

The most basic grounds for a case are that you’re hurt and it’s someone else’s fault, legally. There are multiple legal standards that may apply.

Most cases are accidents. The party responsible doesn’t necessarily have to have hurt you on purpose. Simple negligence, which is just an unreasonable absence of care, can be enough for the victim to have the right to compensation. In other words, you might have a case, even if it was an accident.

Ask us for your personal consultation. We can learn about what happened in your case and explain how the law may apply.

How will the value of my case be determined?

The purpose of a personal injury case is to compensate you fairly for the losses that you have suffered. That includes financial losses, plus the physical and emotional suffering that goes along with injuries. The question to answer is – What has the personal injury cost you, financially and personally?

There are other factors that may impact the value of a case. Comparative negligence may apply, for example. Punitive damages may be awarded, subject to statutory limitations and requirements for pretrial motion and hearing to amend the complaint. The legal strength of the case may also impact its value.

At your consultation, we look at your specific case and explain how the value of your case may be determined.

Will I have to go to court for my personal injury case?

Most Personal Injury cases don’t go to court, but we’re always ready just in case. In fact, aggressively preparing your case can be exactly what’s needed to reach a fair settlement. We’re always ready to pursue your interests as long as necessary for you to get justice.

It’s normal to be nervous about court. Many people ask us if their case will go to court, hoping that the answer is no. Rest assured that you’re hiring us to represent you. We’ll speak for you to the court. If it’s your turn to testify, we’ll make sure that you’re fully prepared and that you know what to expect.

As your legal representative, Michael L. Lichner works to understand your goals for litigation. He’ll discuss the pros and cons of going to court and help you make the right decisions for your case.

What types of damages can I recover in a personal injury lawsuit?

In a personal injury lawsuit, you can recover damages for the losses you have – financially and personally. You’ll have direct financial losses which may include medical bills, physical therapy, lost wages, and damaged property. You can put in a claim for these expenses.

In addition, when you have a personal injury, you suffer in a lot of ways that can’t be measured directly. For example, you will have physical pain. Injuries may cause mental injury and emotional anguish. Your lifestyle may change. These are real losses, too.

How can I have attorney Michael J. Lichner represent me?

If you’re interested in hiring Michael J. Lichner, contact us. Call or message us, and we’ll take it from there. We offer free consultations and no fee unless we win.

We’ll start with a consultation, answer your questions, and explain how representation works. When you pick us as your representation we’ll get right to work!

Don’t wait, contact us today!

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